:root {
  --paper: #f7f6f2;
  --white: #ffffff;
  --ink: #24272d;
  --ink-soft: #5d626b;
  --line: #d9d9d5;
  --line-dark: #3d4149;
  --coral: #ce3a31;
  --coral-dark: #c92a22;
  --coral-soft: #ffe9e6;
  --steel: #e9ecee;
  --focus: #1769e0;
  --shadow: 0 24px 70px rgba(36, 39, 45, 0.16);
  --radius-sm: 12px;
  --radius-md: 24px;
  --radius-lg: 38px;
  --container: 1240px;
}

*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  min-width: 320px;
  overflow-x: hidden;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}

body.menu-open { overflow: hidden; }

img { display: block; max-width: 100%; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }

:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 4px;
}

.container {
  width: min(calc(100% - 48px), var(--container));
  margin-inline: auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: fixed;
  z-index: 1000;
  top: 12px;
  left: 12px;
  padding: 12px 16px;
  color: var(--white);
  background: var(--ink);
  border-radius: 8px;
  transform: translateY(-180%);
  transition: transform 180ms ease;
}

.skip-link:focus { transform: translateY(0); }

.site-header {
  position: fixed;
  z-index: 100;
  inset: 0 0 auto;
  border-bottom: 1px solid transparent;
  transition: background-color 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.site-header[data-scrolled] {
  background: rgba(247, 246, 242, 0.94);
  border-color: rgba(36, 39, 45, 0.1);
  box-shadow: 0 8px 30px rgba(36, 39, 45, 0.05);
  backdrop-filter: blur(14px);
}

.header-inner {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: inline-flex;
  flex: 0 0 auto;
  align-items: center;
  width: 172px;
  text-decoration: none;
}

.brand picture, .brand img { display: block; width: 100%; height: auto; }

.nav {
  display: flex;
  align-items: center;
  gap: 28px;
  font-size: 14px;
  font-weight: 650;
}

.nav > a:not(.button) {
  position: relative;
  color: #454951;
  text-decoration: none;
}

.nav > a:not(.button)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -5px;
  height: 2px;
  background: var(--coral);
  transition: right 180ms ease;
}

.nav > a:not(.button):hover::after { right: 0; }

.menu-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: var(--white);
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 6px;
}

.menu-toggle span:not(.sr-only) {
  width: 18px;
  height: 2px;
  background: var(--ink);
  transition: transform 180ms ease;
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) { transform: translateY(4px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-4px) rotate(-45deg); }

.button {
  min-height: 54px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  font: inherit;
  font-size: 15px;
  font-weight: 750;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease, border-color 160ms ease, color 160ms ease;
}

.button:hover { transform: translateY(-2px); }
.button:active { transform: translateY(0); }
.button[aria-disabled="true"], .button:disabled { opacity: 0.5; pointer-events: none; }

.button--primary {
  color: var(--white);
  background: var(--coral);
  box-shadow: 0 12px 28px rgba(238, 59, 47, 0.22);
}

.button--primary:hover { background: var(--coral-dark); box-shadow: 0 16px 32px rgba(201, 42, 34, 0.28); }
.button--primary:active { background: #ad211a; }

.button--secondary {
  color: var(--ink);
  background: transparent;
  border-color: #b9bab8;
}

.button--secondary:hover { background: var(--white); border-color: var(--ink); }

.button--light {
  color: var(--ink);
  background: var(--white);
  box-shadow: 0 14px 36px rgba(0, 0, 0, 0.18);
}

.button--light:hover { color: var(--white); background: var(--coral); }
.button--small { min-height: 44px; padding: 10px 17px; font-size: 13px; }

.hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 800px;
  padding: 148px 0 86px;
}

.hero::before {
  content: "";
  position: absolute;
  z-index: -2;
  width: 560px;
  height: 560px;
  top: -260px;
  right: -80px;
  background: radial-gradient(circle, rgba(238, 59, 47, 0.12), transparent 68%);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(500px, 0.98fr);
  gap: clamp(54px, 7vw, 104px);
  align-items: center;
}

.hero-copy { position: relative; z-index: 2; max-width: 680px; }

.eyebrow {
  margin: 0 0 20px;
  display: flex;
  align-items: center;
  gap: 10px;
  color: #5a5e65;
  font-size: 12px;
  font-weight: 800;
  line-height: 1.3;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.eyebrow span {
  width: 24px;
  height: 2px;
  background: var(--coral);
}

.eyebrow--light { color: rgba(255, 255, 255, 0.72); }

h1, h2, h3, p { text-wrap: pretty; }
h1, h2, h3 { margin-top: 0; line-height: 1.08; letter-spacing: -0.045em; }

h1 {
  margin-bottom: 28px;
  max-width: 760px;
  font-size: clamp(48px, 5.3vw, 78px);
  font-weight: 720;
}

h1 em {
  color: var(--coral);
  font-style: normal;
  white-space: nowrap;
}

h2 {
  margin-bottom: 22px;
  font-size: clamp(36px, 4vw, 58px);
  font-weight: 700;
}

h3 { font-size: 22px; font-weight: 720; }

.hero-lead {
  max-width: 640px;
  margin: 0 0 34px;
  color: var(--ink-soft);
  font-size: clamp(18px, 1.45vw, 21px);
  line-height: 1.55;
}

.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }

.trust-line {
  margin-top: 36px;
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  color: #494d55;
  font-size: 13px;
  font-weight: 700;
}

.trust-line span { display: inline-flex; align-items: center; gap: 8px; }
.trust-line span::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--coral); }

.legal-note {
  max-width: 650px;
  margin: 28px 0 0;
  padding-top: 18px;
  border-top: 1px solid var(--line);
  color: #6a6e76;
  font-size: 13px;
  line-height: 1.55;
}

.hero-visual {
  position: relative;
  min-height: 580px;
}

.travel-picture {
  position: absolute;
  inset: 0 0 48px 54px;
  overflow: hidden;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
}

.travel-picture::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(140deg, rgba(255,255,255,0.1), transparent 55%), linear-gradient(0deg, rgba(36,39,45,0.2), transparent 35%);
}

.travel-picture img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 54% 50%;
}

.visual-label {
  position: absolute;
  z-index: 3;
  top: 25px;
  right: -14px;
  padding: 15px 18px;
  color: var(--ink);
  background: rgba(255,255,255,0.92);
  border: 1px solid rgba(255,255,255,0.55);
  border-radius: 16px;
  box-shadow: 0 10px 30px rgba(36,39,45,0.12);
  font-size: 11px;
  font-weight: 800;
  line-height: 1.3;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  backdrop-filter: blur(10px);
}

.bank-card {
  position: absolute;
  z-index: 4;
  display: block;
  width: min(64%, 400px);
  filter: drop-shadow(0 20px 22px rgba(18, 20, 24, 0.28));
}

.bank-card img { width: 100%; height: auto; }
.bank-card--visa { right: -24px; bottom: 22px; transform: rotate(-5deg); }
.bank-card--mastercard { left: -28px; bottom: -10px; transform: rotate(7deg); }

.hero-orbit {
  position: absolute;
  z-index: -1;
  border: 1px solid rgba(36, 39, 45, 0.11);
  border-radius: 50%;
  pointer-events: none;
}

.hero-orbit::after {
  content: "";
  position: absolute;
  width: 10px;
  height: 10px;
  border: 4px solid var(--paper);
  border-radius: 50%;
  background: var(--coral);
  box-shadow: 0 0 0 1px rgba(238,59,47,0.22);
}

.hero-orbit--one { width: 720px; height: 720px; right: -330px; bottom: -300px; }
.hero-orbit--one::after { left: 34px; top: 150px; }
.hero-orbit--two { width: 450px; height: 450px; left: -285px; top: 190px; }
.hero-orbit--two::after { right: 25px; top: 84px; }

.section { padding: clamp(86px, 9vw, 138px) 0; }
.section-heading { margin-bottom: 56px; }
.section-heading h2 { margin-bottom: 0; }

.split-heading {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(260px, 0.6fr);
  gap: 80px;
  align-items: end;
}

.split-heading > p { margin: 0 0 7px; color: var(--ink-soft); font-size: 18px; }

.section--benefits { background: var(--white); }

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.benefit-item {
  min-height: 300px;
  padding: 30px 26px 34px;
  border-left: 1px solid var(--line);
}

.benefit-item:last-child { border-right: 1px solid var(--line); }
.benefit-item:nth-child(1) { border-left: 0; }

.benefit-item h3 { margin-bottom: 16px; }
.benefit-item p { margin: 0; color: var(--ink-soft); font-size: 15px; }

.section--process {
  color: var(--white);
  background: var(--ink);
}

.process-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.72fr) minmax(520px, 1.28fr);
  gap: clamp(64px, 9vw, 140px);
}

.process-intro {
  align-self: start;
  position: sticky;
  top: 120px;
}

.process-intro > p:not(.eyebrow) { max-width: 430px; color: rgba(255,255,255,0.64); font-size: 17px; }

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 24px;
  color: var(--white);
  font-weight: 760;
  text-underline-offset: 5px;
  text-decoration-color: var(--coral);
}

.process-list { margin: 0; padding: 0; list-style: none; }

.process-list li {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  padding: 30px 0 34px;
  border-top: 1px solid var(--line-dark);
}

.process-list li:last-child { border-bottom: 1px solid var(--line-dark); }
.process-list h3 { margin-bottom: 10px; color: var(--white); font-size: 25px; }
.process-list p { margin: 0; color: rgba(255,255,255,0.62); }

.timing-note {
  margin-top: 70px;
  padding-top: 30px;
  border-top: 1px solid var(--line-dark);
}

.timing-note p { max-width: 980px; margin: 0; color: rgba(255,255,255,0.7); font-size: 15px; }
.timing-note strong { color: var(--white); }

.section--requirements { background: #eceeea; }

.requirements-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(500px, 1.22fr);
  gap: clamp(70px, 10vw, 150px);
}

.requirements-copy > p:not(.eyebrow) { max-width: 450px; color: var(--ink-soft); font-size: 17px; }

.security-note {
  max-width: 470px;
  margin-top: 48px;
  padding: 22px;
  display: grid;
  grid-template-columns: 38px 1fr;
  gap: 14px;
  color: #3c4148;
  background: var(--white);
  border-left: 4px solid var(--coral);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  box-shadow: 0 10px 30px rgba(36,39,45,0.06);
}

.security-icon {
  width: 32px;
  height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  background: var(--coral);
  border-radius: 50%;
  font-weight: 900;
}

.security-note p { margin: 0; font-size: 14px; line-height: 1.55; }

.requirement-list {
  margin: 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid #c9cbc7;
}

.requirement-list li {
  min-height: 62px;
  display: grid;
  grid-template-columns: 14px 1fr;
  gap: 14px;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid #c9cbc7;
  font-size: 17px;
  font-weight: 650;
}

.requirement-list li span { display: none; }

.section--transparency { padding-block: 95px; background: var(--white); }

.transparency-grid {
  display: grid;
  grid-template-columns: minmax(230px, 0.4fr) minmax(0, 1fr);
  gap: 90px;
  align-items: start;
}

.transparency-grid .eyebrow { margin-top: 15px; }
.transparency-grid h2 { max-width: 740px; }
.transparency-grid > div > p { max-width: 870px; margin: 0; color: var(--ink-soft); font-size: clamp(18px, 1.75vw, 23px); line-height: 1.6; }

.section--cta { background: var(--paper); }

.cta-panel {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 410px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 70px;
  align-items: center;
  padding: clamp(48px, 7vw, 92px);
  color: var(--white);
  background: var(--ink);
  border-radius: var(--radius-lg);
}

.cta-panel::before {
  content: "";
  position: absolute;
  z-index: -1;
  width: 420px;
  height: 420px;
  right: -210px;
  top: -210px;
  border: 1px solid rgba(255,255,255,0.17);
  border-radius: 50%;
  box-shadow: 0 0 0 80px rgba(255,255,255,0.025), 0 0 0 160px rgba(255,255,255,0.018);
}

.cta-symbol {
  position: absolute;
  z-index: -1;
  width: 330px;
  right: 20%;
  bottom: -140px;
  opacity: 0.08;
  transform: rotate(-8deg);
}

.cta-copy { max-width: 700px; }
.cta-copy h2 { margin-bottom: 18px; }
.cta-copy > p:not(.eyebrow) { margin: 0; max-width: 630px; color: rgba(255,255,255,0.68); font-size: 18px; }

.site-footer { padding: 70px 0 26px; background: var(--white); }

.footer-main {
  display: grid;
  grid-template-columns: minmax(240px, 0.7fr) minmax(520px, 1.3fr);
  gap: 90px;
  padding-bottom: 58px;
}

.brand--footer { width: 190px; margin-bottom: 24px; }
.footer-brand > p { max-width: 320px; margin: 0; color: var(--ink-soft); font-size: 14px; }

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 34px;
}

.footer-links h3 { margin-bottom: 18px; font-size: 14px; letter-spacing: 0; }
.footer-links a { display: block; width: fit-content; margin: 0 0 10px; color: var(--ink-soft); font-size: 14px; text-decoration: none; }
.footer-links a:hover { color: var(--coral); text-decoration: underline; text-underline-offset: 4px; }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  color: #70747b;
  font-size: 12px;
}

.footer-bottom p { margin: 0; }
.footer-bottom p:last-child { max-width: 650px; text-align: right; }

@media (max-width: 1100px) {
  .hero { min-height: auto; }
  .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(410px, 0.85fr); gap: 44px; }
  .hero-visual { min-height: 520px; }
  .bank-card { width: 68%; }
  .benefit-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .benefit-item:nth-child(odd) { border-left: 0; }
  .benefit-item:nth-child(n+3) { border-top: 1px solid var(--line); }
  .benefit-item:nth-child(2) { border-right: 0; }
  .process-grid, .requirements-grid { gap: 70px; }
  .cta-panel { grid-template-columns: 1fr; gap: 36px; }
  .cta-panel .button { justify-self: start; }
}

@media (max-width: 859px) {
  html { scroll-padding-top: 80px; }
  .header-inner { min-height: 72px; }
  .brand { width: 150px; }
  .menu-toggle { display: flex; }
  .nav {
    position: fixed;
    inset: 72px 0 auto;
    max-height: calc(100vh - 72px);
    overflow-y: auto;
    display: none;
    align-items: stretch;
    flex-direction: column;
    gap: 0;
    padding: 24px;
    background: var(--paper);
    border-top: 1px solid var(--line);
    box-shadow: 0 20px 40px rgba(36,39,45,0.12);
  }
  .nav[data-open] { display: flex; }
  .nav > a:not(.button) { padding: 16px 2px; border-bottom: 1px solid var(--line); font-size: 17px; }
  .nav .button { margin-top: 20px; }
  .hero { padding-top: 126px; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 760px; }
  .hero-visual { width: min(100%, 660px); min-height: 590px; margin-inline: auto; }
  .split-heading { grid-template-columns: 1fr; gap: 24px; }
  .process-grid { grid-template-columns: 1fr; }
  .process-intro { position: static; }
  .requirements-grid { grid-template-columns: 1fr; }
  .transparency-grid { grid-template-columns: 1fr; gap: 20px; }
  .transparency-grid .eyebrow { margin-top: 0; }
  .footer-main { grid-template-columns: 1fr; gap: 50px; }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 32px), var(--container)); }
  .hero { padding: 112px 0 70px; }
  h1 { font-size: clamp(41px, 12vw, 56px); }
  h1 em { white-space: normal; }
  h2 { font-size: clamp(34px, 10vw, 44px); }
  .hero-lead { font-size: 17px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .trust-line { gap: 8px 14px; }
  .hero-visual { min-height: 470px; }
  .travel-picture { inset: 0 0 36px 18px; border-radius: 26px; }
  .visual-label { top: 18px; right: -4px; }
  .bank-card { width: min(74%, 340px); }
  .bank-card--visa { right: -18px; bottom: 25px; }
  .bank-card--mastercard { left: -12px; bottom: -4px; }
  .section { padding: 78px 0; }
  .section-heading { margin-bottom: 38px; }
  .benefit-grid { grid-template-columns: 1fr; border-bottom: 0; }
  .benefit-item { min-height: auto; padding: 26px 0 30px; border-left: 0; border-right: 0 !important; border-bottom: 1px solid var(--line); }
  .benefit-item:nth-child(n+3) { border-top: 0; }
  .item-number { margin-bottom: 34px; }
  .process-list li { grid-template-columns: 46px 1fr; gap: 12px; padding: 26px 0 30px; }
  .process-list h3 { font-size: 21px; }
  .timing-note { margin-top: 50px; }
  .security-note { grid-template-columns: 34px 1fr; padding: 18px; }
  .requirement-list li { grid-template-columns: 38px 1fr; font-size: 15px; }
  .section--transparency { padding-block: 75px; }
  .cta-panel { min-height: 0; padding: 42px 24px; border-radius: 26px; }
  .cta-panel .button { width: 100%; }
  .cta-copy > p:not(.eyebrow) { font-size: 16px; }
  .footer-links { grid-template-columns: 1fr 1fr; }
  .footer-links div:last-child { grid-column: 1 / -1; }
  .footer-bottom { flex-direction: column; }
  .footer-bottom p:last-child { text-align: left; }
}

@media (max-width: 390px) {
  .hero-visual { min-height: 425px; }
  .travel-picture { left: 8px; }
  .bank-card { width: 78%; }
  .visual-label { display: none; }
  .footer-links { grid-template-columns: 1fr; }
  .footer-links div:last-child { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* AtlasPay refinement: one visual rhythm, no decorative step counters. */
.hero-visual {
  min-height: 600px;
  isolation: isolate;
}

.hero-visual::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: 18px 10px 58px 28px;
  border: 1px solid rgba(36, 39, 45, 0.08);
  border-radius: 42px;
  background: linear-gradient(145deg, rgba(255,255,255,0.52), rgba(233,236,238,0.26));
}

.travel-picture {
  inset: 28px 36px 112px 68px;
  border-radius: 34px;
  box-shadow: 0 24px 62px rgba(36, 39, 45, 0.14);
}

.visual-label {
  top: 42px;
  right: 16px;
  padding: 11px 13px;
  border-radius: 12px;
  font-size: 9px;
  letter-spacing: 0.1em;
}

.bank-card {
  width: min(58%, 360px);
  aspect-ratio: 1200 / 757;
  overflow: hidden;
  border-radius: 18px;
  background: var(--white);
  box-shadow: 0 22px 28px rgba(18, 20, 24, 0.22), 0 3px 0 rgba(255,255,255,0.8) inset;
}

.bank-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.bank-card .card-brand {
  position: absolute;
  left: 6%;
  top: 7%;
  width: 31%;
  height: auto;
  object-fit: contain;
  z-index: 2;
}

.bank-card--visa .card-brand {
  left: 5.4%;
  top: 6.2%;
  width: 30%;
  padding: 0;
  border-radius: 0;
  background: transparent;
}

.bank-card--visa {
  right: -16px;
  bottom: 26px;
  transform: rotate(-4deg);
}

.bank-card--mastercard {
  left: 4px;
  bottom: -2px;
  transform: rotate(5deg);
}

/* Final responsive composition pass: keep both card logos in the visible plane. */
.bank-card--visa {
  right: -2px;
  bottom: 16px;
  z-index: 7;
}

.bank-card--mastercard {
  left: 24px;
  bottom: 28px;
  z-index: 6;
  transform: rotate(3deg);
}

@media (max-width: 1100px) {
  h1 { font-size: clamp(42px, 6vw, 66px); }
  h1 em { white-space: normal; }
  .hero-copy { min-width: 0; }
  .hero-visual { min-width: 0; }
}

@media (max-width: 859px) {
  .bank-card--visa { right: 4px; bottom: 18px; }
  .bank-card--mastercard { left: 12px; bottom: 30px; }
}

@media (max-width: 640px) {
  h1 { font-size: clamp(38px, 11vw, 54px); line-height: 1.03; }
  .bank-card--visa { right: 0; bottom: 18px; }
  .bank-card--mastercard { left: 4px; bottom: 34px; }
}

.benefit-item {
  min-height: 270px;
  padding-top: 38px;
}

.benefit-item h3 { max-width: 210px; }

.process-list li {
  grid-template-columns: 1fr;
  gap: 0;
  position: relative;
  padding-left: 28px;
}

.process-list li::before {
  content: "";
  position: absolute;
  top: 38px;
  left: 0;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--coral);
  box-shadow: 0 0 0 5px rgba(206, 58, 49, 0.12);
}

.requirement-list li {
  grid-template-columns: 14px 1fr;
  gap: 14px;
}

.requirement-list li::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--coral);
}

.requirement-list li span { display: none; }

@media (max-width: 859px) {
  .hero-visual { min-height: 590px; }
  .travel-picture { inset: 22px 26px 104px 44px; }
  .bank-card { width: 62%; }
}

@media (max-width: 640px) {
  .hero-visual { min-height: 480px; }
  .hero-visual::before { inset: 10px 0 42px 0; border-radius: 30px; }
  .travel-picture { inset: 18px 0 92px 18px; border-radius: 26px; }
  .bank-card { width: min(70%, 320px); border-radius: 13px; }
  .bank-card--visa { right: -10px; bottom: 21px; }
  .bank-card--mastercard { left: 0; bottom: 0; }
  .process-list li { padding-left: 24px; }
}

@media print {
  .site-header, .hero-actions, .section--cta { display: none; }
  body { background: white; color: black; }
  .hero { min-height: auto; padding-top: 30px; }
  .section { padding: 40px 0; }
}

.legal-page {
  min-height: 100vh;
  display: grid;
  align-items: center;
  padding: 70px 0;
}

.legal-shell {
  max-width: 860px;
  padding: clamp(32px, 6vw, 72px);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 70px rgba(36,39,45,0.08);
}

.legal-shell .brand { margin-bottom: 70px; }
.legal-shell h1 { font-size: clamp(42px, 7vw, 72px); }
.legal-placeholder { max-width: 620px; margin: 0 0 34px; color: var(--ink-soft); font-size: 18px; }